Finance tips for Nigerian women apply to all types of women in Nigeria, irrespective of the age, tribe, heritage, class or financial background/status.
Most times, women are unable to reach set financial goals because even when they are able to save up some money, something unexpected happens.
Therefore, they end up spending their savings. Women are human too, so it’s prone to happen. In order to cope with such, highlighted below are 5 finance tips for every Nigerian woman.
Add up all of your debts and pay up
Adding all your debts into a round figure makes it way simpler to manage the debts. As a woman, we tend to purchase some things without making immediate payments. These purchases may eventually pile up as debts. At the end of every month, it’s advisable to add up all your debts and pay them accordingly. This allows you to know the expenses spent on debts thereby curbing your excessive spending habits.
In order to avoid having towers of debts, try to minimize what you buy. No matter how tempting, don’t buy! Also stop the habit of spending more than what you gain especially on items like clothing. This serves as one of the major essential finance tips for you on how to spend and save wisely.
Financially free people spend according to their earnings or even lower in order to become debt-free and remain debt-free.
Identify where all your money goes
You need to know the amount of money coming in and going out. This helps you spend less and save more. Create a budget; this helps you achieve all your financial goals by prioritizing your spending. A budget tracks all spending and enables you to make good financial decisions. You will know what to buy and what not to buy.
Keeping a record of the amount you spend and on what you spend, gets you the best value for money. This is so, because you already know how much everything you purchase costs.
In addition, take a look through your bank statements to see how much goes out every month. Though this applies to those that make payments through debit cards and money transfers via mobile banking apps.
Determine if you make enough money
You have to know the amount of money you make in order to move forward financially. Your income determines your outcome. You can’t be earning 100,000 naira monthly and be spending more than 150,000 naira. Your spending should never ever be more than your income. That is very unwise.
As a Nigerian woman, knowing if you make enough money determines your way of life and living. Your feeding, rent, and the types of clothes you wear are all determined by the amount of money you make.
This also disciplines you on the way you spend, thus encouraging you to adopt the act of spending less and saving more.
Identify your bad money attitudes and habits
Bad money attitudes and habits all points to pointless and excessive spending. Women are prone to have the bad money habit of impulsive spending on clothing. Though we all want comfortability in style, that does not mean one should spend unnecessarily. We can easily use the resources we have to achieve such.
As a woman, you need to know the difference between your wants and your needs. Needs include foodstuffs, transport and housing. While wants include shopping, eating out, hangouts, entertainment, etc. Focus more on your needs so as to avoid spending unwisely.
Secure your financial future by investing wisely. Investment is a form of saving and it includes your financial goals and retirement. By investing, you could buy shares, stocks and even trade in cryptocurrency.
Investing your money is one of the most important finance tips and it gets you closer to your financial goals. Furthermore, through investments, you won’t have to worry about your financial security in future. Investments also take care of your retirement; for example, you buy shares in your 30s, overtime, those shares will appreciate and eventually in your retirement stage, you get to enjoy what you sowed.
5 Free Text Animation Apps For Your Brand Promotion
Animation apps for brand promotion basically refer to those creative apps that are used to broadcast positive information about your brand in order to create a sense of publicity and awareness towards your brand; just by customizing texts.
There are various ways by which people promote their brands but using text animation apps for brand promotions is one of the most creative ways to promote your brand. Below is a detailed list of 5 free text animation apps for brand promotion.
Typomate is a text and logo animation intro-maker. With Typomate, you can make awesome intro videos for your brand in minutes, which is a boost for brand promotion. All you have to do is select a template and customize to your taste.
You don’t need a computer or any design skills before you can use the app as Typomate gets you the most artistic and creative appearance. Not only can you use the app to create intro videos, but you can also make 2D text animation.
Typomate features more than 500 pre-made templates, from which you can choose from. There are also more than 500 background videos and images available, plus they are all free. With varieties of colour patterns, you can customize your texts by changing the colour of your text’s position. You can also customize your brand logo and upload your brand icon from your gallery with recommended dimensions.
A bonus feature of this app is you can add and trim any music of your choice from your smartphone, to your text animation/intro video.
Hype text is a great animation app for brand promotion. It can be used to create amazing text animation on photos or video stories. With over 300 well-designed text animation layouts, your works are sure to stand out. Use Hype text as not only an intro maker but also as an outro maker, a story text animation maker, a brand promotions video maker, a brand video maker, trailers maker, and even as an online ad maker.
This app features all kinds of animation styles. You can also customize the text sizes and the colour of text layouts, using the preset feature. There are various backgrounds to use, so you don’t have to worry about running out. Go on and improve your text animation skills with Hype Text.
Legend is one of the best animation apps for brand promotion. It can be used by animated text creators and intro-maker. The app is mainly used for making intro animated text and GIF. It features cool text effects and colourful backgrounds that you can use to make your designs spectacular. You don’t need any skill to use this app as it is pretty simple to use.
With over 25 beautiful Legend animation styles, your creativity showcases style. Not only can you use Legend for brand promotions, but you can use your created GIFs for texting or messaging and sharing on social media.
Pixel flow is a free platform that helps to create professional looking intro-videos with customized backgrounds, music and fonts. On this app, you are able to create in just a few minutes, without learning any design skill. It has well designed animated templates that can be customized.
With over 150 high-quality pre-designed templates, and more than 25 raw templates, animated text making just got easier. Pixel flow also features over 1000 video backgrounds and more than 15 dynamic backgrounds.Dynamic backgrounds are abstract, unique backgrounds that can be customized to suit you.
There is a featured image library that contains all types of high quality images which can also be used as backgrounds. Though solid colours could also be used as backgrounds. Pixel flow is very easy to use and it saves your time, energy and money.
Adobe spark post is super easy to use and it’s a “learn as you go” platform. You don’t need tutorials or classes to carry out any text animation project on this app. With enough features to create stunning text animations, you don’t have to research, just dive in.
Not only can Adobe Spark Post be used to create amazing text animations, it can also be used to generate stunning graphics. With top of the chart well designed templates and cool images/videos for backgrounds, you just can’t get enough of the fun. Discover new ways to design and animate both graphics and videos, using Adobe Spark Post.
5 Free Graphic Design Tools For Newbies
Free graphic design tools are the best for starters in the graphics and animation industry. Though free and quality platforms are quite hard to find, I have created a list of 5 easy-to-use free graphic design tools just for the graphics newbies. Read on!
Desygner is the first of the five free graphic design tools because it is quite easier to use. With more than a million layouts and thousands of unique templates, you get to make beautiful graphics in minutes. Desygner lets you design, edit and customize your graphics for any purpose. Be it for social media posts, ads, book covers, posters, logos, banners and many other uses; this app has got you covered.
There are pre-made templates featured in this tool, though you can also create your own custom templates and layouts. This app also features millions of royalty free images, fonts and icons of different sizes as well as dimensions that can be used for multiple purposes.
You can use Desygner from anywhere; on your phone, tablet or PC. And you can also print your designs directly from any device you use.
YouiDraw is quite similar to Adobe Illustrator or Corel Draw. But with this free graphic design tool, you get to access your works anytime and anywhere. This is because it’s not a software you have to download.
As a newbie, YouiDraw is perfect for you as it features an easy-to-use interface. Even experienced designers use the tool because of that. YouiDraw is an online logo maker for creating high quality vector graphics, headings, logos, icons, website elements and buttons.
With hundreds of templates featured on this site, you can freely explore the creativity in you. In addition, YouiDraw allows you to share and download your designs in jpg, pdf and other formats. Use YouiDraw today and express your style and creativity.
Vectr is the third of the five free graphic design tools. It enables its users to easily create vector graphics. It’s quite simple to use plus there are tutorials featured on the software. These tutorials feature tools that assist you as you create. All Vectr designs have specific URLs. These URLs enable anyone with access to watch as you create and edit designs live.
With Vectr, you can size and resize your designs to any dimension of your choice, without losing the quality of your design. Plus, all your works are automatically saved and synced across all platforms. Vectr is available as a web app or you can also download it on your desktop.
Gravit designer is a free vector graphic design maker that works on all platforms, just like Vectr. But unlike Vectr, this free graphic design is not only accessible as a web app/desktop version. It runs smoothly on all platforms including Windows, Mac OS, Linux, Chrome OS, and in-browsers.
Create shapes, lines, points and give structure and precision to your work with this app. Gravit designer features varieties of precision vector tools that give form to your work. As a newbie, the tool is great for introduction into UI design.
Gravit designer makes all design activities easier and it’s also easy to master compared to similar software. An additional feature is the unique photo effects and filters that allows you to edit photos with ease.
Piskel is a great beginners tool for creating sprite animation. Plus, it’s free. All you need is a Google account to easily sign in to the site. Piskel enables you to check a preview of your animation as you draw. You also get to choose how your sprites appear; either public or private. Private sprites are only visible to you. Piskel is a simple web-based tool for sprites creation and pixel art.
Its easy-to-use interface enables you to create game sprites and animations without any form of complexities. You can generate your work as a GIF or in other formats supported by Piskel. Note that Piskel supports only the latest version of Chrome, Firefox, Edge and Internet Explorer. It does not support smartphones or tablets.