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5 Investment Moves to Make While You Self-quarantine Against Coronavirus

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The coronavirus (COVID-19) pandemic that is currently quickly traveling through Nigeria requires government and people actions.

Firstly, in a bid to curb the spread of the virus, the Nigerian government has embarked on a “stay at home campaign”. With schools shutting down and people working from home. Secondly, no one knows exactly when coronavirus will fade away. It is therefore important that you make the best of your time while quarantining.

Below are 5 intelligent Investment Moves to Make While You Self-quarantine throughout the Coronavirus season.

1. Take An Online Course 

You have always wanted to learn a new skill online but never really had the time. Probably because of your day job or heavy workload in school? This is a good time to learn that new skill, you have always wanted to learn. Instead of spending quality time watching all the movies on Netflix or participating in challenges on social media.

In a bid to ease the burden of coronavirus for many right now, a number of online platforms are offering discounts and even free courses.

Some suggested platforms to check out include but not limited to:

edX

Udemy 

Coursera

Memory

365datascience

Consider taking on certification courses on either digital marketing, programming, photography, data analytics, data science or graphics design. Most importantly, your focus should be on programs with skills that can help you make money; or some extra income in the short, mid or long term.

2. Start A YouTube Channel 

Are you passionate about a topic? You are an expert in a field? Are you willing to share your knowledge or skills with others? If your answer is YES to any of the above questions then you should really consider starting your own YouTube channel. 

For example, you might say your phone is not good enough to start with. Or you don’t have a professional video camera. If you dwell too much on such excuses, you would never start anything. Therefore, it’s best you just start with the resources you have at the moment. You can record with your mobile phone but make sure you turn the phone horizontally. Unless the video is meant for IG TV.

You would need a plan for your channel and good lighting. Furthermore, you can create quick amazing edits with Kinemaster. It is a very user-friendly mobile video editing application used by many top YouTubers today. You should check out our eBook on “10 Digital Marketing Tools They Don’t Want You To Know“. You will find the tools showcased in the eBook useful.

Initially, do not focus on making money on YouTube, just let your passion and consistency be the main drivers. Also, note that you can leverage other platforms like Facebook, Instagram and Twitter for your content promotions.

3. Get Health Insurance 

It is well known that a lot of Nigerians do not see health or life insurance as a thing of priority. If you are one of those in that category and you do not have health or life insurance, this is a good time to get insured. As much as we do not pray to get sick, it is wise to be insured.

If you already have an insurance policy, you might want to review your current policy to ensure that it can cover for a pandemic as the coronavirus. 

4. Re-strategize  

Are you a small business owner operating in an industry that is directly affected by the spread of coronavirus? For example, if you run a restaurant, a hair salon, a cybercafe, bar, you fall into this category. For the reason that your business depends on a face to face interaction with customers. You might want to consider researching and embarking on investing in a venture where person to person contact won’t be necessary. Also, digitalize your products or productize your service. 

Furthermore, investing in products or services that are currently in high demand, makes good business sense. Personally, I would prefer a service business that can be completed with minimal customer contact. That said, a product or service that would make your customer money, help them save money or that would be of great value to their wellbeing, would sell. If you can do any of these, you become much less replaceable. 

5. Skip Unnecessary Expenses 

In a crisis such as this, you don’t need to panic. However, you have to be extra cautious about your spending habits. Reconsider your subscriptions. Are they all necessary right now? Would you be able to save a little more if you cut down on certain expenses? No one knows exactly when the virus will disappear. Spending out of control right now is not advisable. Rather, invest in things that would yield valuable returns in the short, mid or long term. 

To conclude, please do not forget to wash your hands and keep your surroundings clean. 

 

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Business

Top 3 Social Trading Platforms For Copy Trading

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social trading

Let’s talk about social trading networks, shall we?

Imagine earning from Forex or a trade without having to dedicate most of your time and resources. Imagine the ease of learning how each strategy works when it comes to trading. This is what social trading allows you to do and far more. What is social trading? You might ask, don’t worry, I will tell you.

Social trading is a form of investment that permits investors to watch the trading behaviors of both their peers and experts within the trading world. It allows you to follow their investment strategies using either copy trading or mirror trading.

This method of trading makes it easy for beginners to link their trading accounts to those of expert traders and imitate their trades automatically. It was even described by the World Economic Forum as a low, sophisticated alternative to traditional wealth managers. Little or no knowledge of the financial markets is needed.

Lately, social trading is being talked about as one of the best things to have happened to the online trading community. There are numerous Social trading platforms out there, it keeps increasing. However, here is our Top Three Social Trading Platforms with some of their main features;

1. Etoro

Founded and run by Yoni Assia, eToro is a great platform for starting traders. It provides a huge variety of investments and also a community of traders where users have the opportunity of interacting with each other like every other social media platform. With their News Feeds feature, users have the opportunity to monitor and manually copy any trader of their choice.

This platform has an interesting feature called the Copy Trading where users can automatically copy traders in bits thereby managing both exposures and risks. What I love the most about this platform is the free and unlimited demo account made available to everyone.

2. Naga Trader

They boast of having some of the best social trading features that include social networking, social trading, copy trading, and innovative investment services such as the NAGA portfolios.

Social networking involves, starting a unique project that traders from all over the world can join hands to work on. Copy-trading allows Naga traders to reproduce the success of elite traders and make it their trades.  These two practices have gained popularity within the global markets so much that Naga Traders were nicknamed – the “Tinder Of Trading”. This platform also gives you access to their social trading network where you meet, interact, and share with fellow NAGA traders

3. ZuluTrade

Founded in 2017, ZuluTrade is a Social trading system that works with dozens of brokers. It is best for hosting the most advanced social trading features. This platform works by gathering many elite investor trading data and records their trading strategies. You can analyze this in a minute and replicate their performance by customizing the risk and investment management. You can also have access to a free demo account, where would practically learn how to start and clarify your ideas.

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3 Affordable European Universities With No Application Fees

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universities with no application fees

Sending applications to foreign universities can be costly. Especially, if you decide to send multiple applications at the same time, paying multiple application fees.

On the average, application fees for a US university cost around $75. It is a similar case in Canada and Europe. Therefore, you end up spending a lot while applying to multiple universities. That is to say, if unfortunately you don’t get the offers you want, you would have to count your losses. 

However, there is good news. Some good affordable universities in Europe do not require an application fee. There is more but our focus today is on the institutions mentioned below. 

1. Estonian Entrepreneurship University of Applied Sciences (EUAS), Estonia

EUAS is an international university located in Tallinn, Estonia. EUAS is a small but quality university with over 1600 students from across the world. Students have a choice of studying in either Estonian, English or Russian.

Applicants can apply for any of these undergraduate programs, Start-Up Entrepreneurship, Game Design and Development, Creativity and Business Innovation and Software Development & Entrepreneurship, or their MBA program directly via the university’s website at no cost. If you meet the requirements of the institution, you can create a user profile, submit your credentials and wait to be contacted. 

Tuition is about 5,000 Euros per year. 

2. University of Bergen, Norway

Located in Norway, the University of Bergen is ranked amongst the top 5 universities in the country. Applicants can apply via the institution’s portal for degree programs in Arts and Humanities, Engineering and Technology, Life Sciences and Medicine», Natural Science, Social Sciences and Management.

UiB also offers about 25 masters degree programs taught in English in the field of medicine, social sciences and psychology, humanities and aesthetic studies, and natural sciences and technical subjects.

All their master’s programs have a duration of two years. Furthermore, it should be noted that undergraduate programs are not taught in English. 

The tuition fee is about 1,000 Dollars per year but international students are to show a statement of account of a little over 12,000 Dollars when applying for a visa.

3. University of Vienna, Austria

The University of Vienna is one of the oldest and largest universities in Europe. It is located in Vienna, Austria.

Just like the above-mentioned universities, the University of Vienna does not require an application fee. You can apply directly through the school’s website as long as you can provide the needed credentials.

Furthermore, international applicants aside students from some developing countries, only need to pay 746.92 Euros per year.

 

 

 

 

 

 

 

 

 

 

 

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