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Meet 9 Years Old Kid Dancing To Support His Family

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9 years old kid dancer

9 years old Joseph Sev, believes he would be in a position to help much less privileged talented children someday. Born a twin, poor and raised by a single mother, this talented dancer is no stranger to hardship.

However, the kid is determined to make a difference and excel as a dancer. His story is not unique as there are so many talented kids in need of opportunities to grow. That said, Joseph Sev aka Tboi is standing out amongst many, acting on his dreams.

We shot the video below when we visited the kid’s makeshift home recently. No one should ever be forced to live in such conditions. It is amazing how Tboi continues to excel in school and stay determined to be a great dancer. 

In the coming weeks, we will embark on a follow up visit as part of our Hustle & Grow web series. If you would like to support this kid in any form, please do not hesitate to reach out. 

 

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Business

Getting A Patent For Your Idea In Nigeria

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It is one thing to have a great idea but when it comes to protecting the idea from being copied, that can be a challenge.

What is a patent? patent is a monopoly granted by the federal government to an inventor for limited period of time to use or license his or her invention. We have been asked time and time again if it is possible to patent a business idea in Nigeria.

The answer to this is a big NO! But don’t get disappointed just yet. Although, you may not be able to patent your startup idea, you can patent an invention. You can get a patent in Nigeria just like any where else even though different rules may apply.

The Difference Between An Idea And An Invention 

While an idea is an untested imaginary concept, an invention is the realistic product of your idea. Your invention can be in the form of a process, composition, that has descriptiondesign, features, etc.

For instant, you have an idea for a software that records your body temperature daily to determine your health status. The idea for such an idea can’t be patented if you have not built it or can’t proof that the software can be developed.

Who Is In-Charge?

Patents are issued by The Trademarks, Patents And Designs Registry, Commercial Law Department, Federal Ministry Of Industry, Trade & Investment.

Who Can File A Patent? 

Only accredited agents can file a patent on your behalf. Therefore, it is advised that you hired the services of a seasoned certified patent lawyer or firm.

What is Required for Registration?

Your concept has to be unique. In other words, it should not have been patented before. Moreover, you would have a stronger case for a patent if the invention is totally innovative. Every applications for patent has to come with a request for patent. Which has to be signed by the applicant or an agent representative.

The patent application should also contain the names and address of the applicant, a specification requirement. As well as a claim, drawings (of process) and plans, a declaration if any, signed by the inventor, a signed power of attorney or authorization of the agent if the request is made by the agent; the address of the business in Nigeria and the patent fee.

What Is The Duration Of Patent?

In Nigeria, every patent ensures the holder is granted a monopoly for twenty years from the date the patent was filed. Also note that not paying the fixed yearly fees can result to the patent getting canceled. The grace period for the payment of such fees is six (6) months. 

Want To Patent Your Invention?

In a bid to file patent for an application we are currently developing, we sort the services of a law firm with experience in patent registration in Nigeria. The process was smooth and affordable. So much so I had to make this recommendation. NLIP Watch helped with all the technicalities involved with our application. I believe they can help with yours. Visit the seasoned lawyers at nlipw.com to discuss your patent today. 

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5 Reasons To Invest in Money Market Fund While Young

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At several points in a young individual’s life there can be times you have money you don’t know what to do with. In many situations, the money ends up spent rather than invested. Rather than go on a spending spree anytime you have with “free cash”, it would be wiser to look at easy ways to get guaranteed returns on investing the money.  One way of investing is money market fund.
 
 
In Nigeria, a typical money market fund gives an individual exposure to several highly liquid, low-risk investment. Examples include treasury bills, bonds, commercial papers,repurchase agreements and Certificate of Deposits.
 
Here are 5 reasons to invest in Money Market Funds:
 
  • You run very little risk of losing your money in securities like bonds and treasury bills. As they are issued by the Federal Government, your money is safe
  • Your investment is very liquid. This means you can convert it to cash on short notice with any accrued profits for that period. For certificates of deposit, you can cash out anytime you need to, however, you may incur penalties
  • The investment return arrangement of money market funds makes for an attractive investment. The earn rate of money market fund is higher than inflation rate by design and is better than a savings account
  • Investments in money market fund is possible with little amounts of money. Minimum investment amount varies per mutual fund manager chosen
  • Investing in money market fund is an easy and convenient way to start to learn about investments and financial literacy
 
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